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Checking

Oil Country Federal Credit Union boasts a truly great checking account service. When other financial institutions make you pay to have a checking account with them, it's time to check into a Oil Country Federal Credit Union checking account. View our entire Share Draft policy here.

• No Monthly Fees
• No Minimum Balance
• Overdraft Protection Available

Sign up for overdraft protection and protect yourself from bouncing a check.

Fees:

• Stop payment fee---$10.00
• Overdraft Fees
  1. If available, transfer from the regular share account in the amount needed to cover the draft, plus a $6.00 transfer fee.
  2. If a night deposit is made, it will be credited by 9:00am the following morning, a $25.00 fee will be charged and the draft will be cleared manually.
  3. If no night deposit is made, the $25.00 fee will be charged and the draft will be returned NSF.

A complete fee schedule is available online or at the Credit Union office.